Three mindsets that quietly increase your debt without you noticing
28 November 2025
Debt often grows quietly. These three habits increase your burden without you realizing it. Understanding them helps you break the cycle.
1. Postponing payments
The more you delay the more your interest grows.
2. Thinking the interest is small
Credit card interest ranges from sixteen to twenty five percent per year which is much higher than home or car loans.
3. Paying only the minimum
This barely reduces debt and allows interest to keep compounding.
The fix is simple. Pay on time and pay in full whenever possible. This helps prevent your debt from growing and keeps your finances under control.
